Archive for July, 2012

Investing 101: Index Funds

Investing 101: Index Funds

| July 23, 2012 | 1 Comment

If your thinking about getting into investing and want an easy way to get your feet wet why not try Index Funds. We all have the common problem of which of the 3000 plus mutual funds do we put are money in. You can search for the hot fund or the fund with the great […]

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Should Couples Have Separate or Joint Accounts

Should Couples Have Separate or Joint Accounts

| July 22, 2012 | 1 Comment

Back in Sept. I wrote a post concerning my views on a couple having separate or joint financial accounts. I stated that is what my wife and I had done and why. I always felt a little guilty that we were doing that. I was brought up that, for better or worse you combined your […]

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Prepaid College or 529 Savings Plan –  Which is Best?

Prepaid College or 529 Savings Plan – Which is Best?

| July 22, 2012 | 3 Comments

For the past 10 years I have been paying into a prepaid college plan. Every month I have been sending in $61.38. Saving for college for your children is a necessary expense I am glad to do. But I have thought if  I have been doing it the best way. What are the options for saving for […]

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How to Choose a Franchise Business

How to Choose a Franchise Business

| July 20, 2012 | 1 Comment

These days everyone is looking for a way to make more money.  Starting a new business would be a great way to make some extra money.  You can go the way of the self made business or what people feel is an easiler way, a franchise. The difficulty of starting a business from scratch is […]

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How To Go To Medical School For Free

How To Go To Medical School For Free

| July 18, 2012 | 0 Comments

Medical school is the most expensive type of school you could go to. Getting through it is the toughest thing you will ever hope to accomplish. The second hardest thing you will do is find a way to pay for it. If you could find a way to pay zero money for a medical school […]

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The Smart Way To Use A Credit Card When You’ve Got Bad Credit

The Smart Way To Use A Credit Card When You’ve Got Bad Credit

| July 10, 2012 | 0 Comments

After you get help with your credit, you must make important changes and alter your negative spending behavior. Falling behind on payments and overspending is easy; recovering from this cycle and fixing bad credit is the hard part. It’s time to learn from past mistakes and start making smart decisions for the future. Managing money […]

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Is Term Life Insurance a Better Choice Than Mortgage Insurance?

Is Term Life Insurance a Better Choice Than Mortgage Insurance?

| July 8, 2012 | 2 Comments

What happens when the mortgage holder of home passes on and there is no one there to pay the mortgage? Upon death of the homes owner, the new owners are forced to sell the house or refinance the mortgage into their names. The mortgage holder, like all other debtors to the estate want their money. […]

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