Top 5 Consequences of Not Having Auto Insurance Revealed

| July 6, 2017

auto insuranceThere are some things that you need to have in this world, such as quality health insurance and some things that are required by law, such as auto insurance.

Auto Insurance

Many people seem to not realize just how important having auto insurance is or the severe consequences of not having the auto insurance you need if you are caught by the police or in an automobile accident.

If you are one of those who feel it’s not that important to keep up on those payments on your auto insurance policies, then read on below for a few of the consequences of not paying them that may make you have a change of heart.

Have to Pay for SR22 Insurance

One of the most costly consequences of driving without insurance is that you will have to have and pay SR22 auto insurance prices for whatever amount of time the judge orders you too.

SR22 insurance is a lot more expensive than the insurance that you failed to pay to begin with. It’s best to pay your insurance premiums on time and not let your coverage lapse if you don’t want to have pay sr22 insurance premiums instead.

If you let the sr22 insurance lapse on your car, then your license could be revoked or suspended as well, causing you to have to start the entire process over.

Your License will be Suspended

If you are caught driving without insurance, then your license could very well be suspended until you provide proof of auto insurance. How long the suspension of your license is for will depend on what state you live in and what number suspension this is.

If you have your license suspended for no insurance too often, it is possible that your state will take your license for good and you will never be able to drive again. Isn’t it better to pay your insurance premiums than run the risk?

Your Car Could be Towed

It is possible that your car could be towed when you are caught without the proper insurance. You don’t even have to be in a car accident to be caught without insurance.

The police could set up a road block for license checks or pull you over for speeding or something as simple as a broken taillight. The police do not have to let you keep your car.

They can have it towed on the spot and you will have to pay to get it out of impound. Impound fees get higher every day, so if you don’t have the money to get your car out right away, it could be extremely expensive by the time you do have it.

Have to Pay Fines

Driving without insurance is a very serious offense and there are hefty fines involved if you get caught. The specific dollar amount of that fine will vary from one state to the other, but it is going to be high.

Combine that with the sr22 insurance, the reinstatement fees, and the loss of wages when you can’t get back and forth to work and decide is it really worth it not to have auto insurance?

May have to Pay Out of Pocket

If, God forbid, you are in an accident and it’s determined you don’t have car insurance, you might end up paying out of pocket for the other persons car, medical bills and other things.

If you refuse to pay the damages, then the driver of the other car can sue you, take you to court and not only make you pay, but ruin your good name as well.

These are just a few of the consequences of driving without the proper auto insurance. Is it really worth the risk to your reputation and your bank account?

Think about it and do the right thing, insure your car and have the peace of mind of knowing you are protecting yourself and others when you are on America’s highways and byways.


Category: Car Insurance

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