Prepaid Cards Can Help You Stay on a Budget

| June 18, 2013

debitcardA prepaid Visa card comes with a lot of benefits including making it easier to control excessive spending. The card can be loaded with a direct deposit, from a bank account or with cash, and the card can be used anywhere Visa cards are accepted.

The beauty is, only the amount to be spent is loaded, and it can always be reloaded. There are Visa rewards when the prepaid card is used that add to the savings. Hotels, airline tickets and cruise companies give discounts when they are paid for with a Visa prepaid card.

Some outlets give free shipping on certain orders as well as big discounts. Visa prepaid cards are safer than cash. They are protected from unauthorized transactions if lost or stolen.

Security measures include:

• Visa’s Zero Liability Policy

• Monitoring with fraud detection systems

• Securing customer data

• Personal information is protected and encrypted

• The latest software is used for transactions

Account balances can be checked online or by phone and users can view their deposits, transaction history and receive text message alerts. The cards can be used to withdraw cash from ATMs anywhere in the world where STAR, PLUS or Interlink symbols are displayed.

There are over 50,000 ATMs all over the world, and the nearest one can be located from a mobile device. A Visa prepaid card can be used to pay for purchases online, in stores where Visa cards are accepted, withdraw cash from an ATM and make it easier to manage a budget.

 

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Category: Debit Card

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