Looking To Save On Money? Six Strategies To Save You Green In 2014

| January 9, 2014

Looking To Save On Money- Six Strategies To Save You Green In 2014During times of financial uncertainties such as we have in today’s economy, it moves people to find ways to save money. Our article below covers several methods commonly used today and can help you generate or find the right methods for you in your personal situation.

Debt Elimination

The first obvious way is through simple elimination of debt–to the max. The money spent on interest, hidden fees, charges and unexpected interest rate are becoming more and more staggering.

If debt elimination is on one’s radar, then the next question is how to best do this. One such way is: borrowing money at a lesser interest rate to kill off the higher interest bearing debt. This is most commonly done with several credit cards but requires discipline and the ability to simply “lockup” each card as the first credit card debt disappears.

You also need to implement a budget, and cut down to the bare essentials. By cutting down on your costs and living expenses you can start to use that saved money towards whatever debt you possess.

Pawn Shop Loans

Pawn shop loans are commonly used to pay off unexpected debt but incur loss due to the use of collateral borrowing. However, the key is to choose wisely; research what the terms are; and get informed by a reputable agency such as www.PawnShopStlouisMo.com knowing what services they offer and how much the associated costs.


Another way to save big is to simply think recycling instead of buying new. It won’t do much to stimulate the national economy but it will stimulate your savings strategies and help clear up the environment at the same time. Having parts replaced instead of buying out of the box new reduces landfills and the environment’s footprint as well.

Extra Income

Generating more sources of income such as a part-time job, or better yet starting a side business of your own and applying the revenue towards saving and/or investing strategies goes a long way to saving big.

In today’s digital age, multitudes of businesses and jobs are already profitably operating due to a work-at-home workforce. Savings generated from simply working from your PC on a kitchen table go a long way towards achieving your financial goals in a shorter time than expected.


Trimming the household budget is another foremost method to save big. Sitting down and making a list of your needs and not your wants reveals where the holes in the bag are and how to best stop them up. Easy areas to trim the budget in are dinning out and entertainment. Do you pay for cable? See what extras you are paying for in your life and see how you can cut them out. Any savings will help in the war against debt.


America is loaded down with discards–why not put them to use by re-selling that stuff in your garage or attic? Yard sales, garage sales and yes, even yard work go a long way when savings need generating–fast!

Putting all six above mentioned steps into action will provide a solid foundation for saving you money  for your future.

Brionna Kennedy-twitterBrionna Kennedy is native to the Pacific Northwest, growing up in Washington, then moving down to Oregon for college. She enjoys writing on fashion and business, but any subject will do, she loves to learn about new topics. When she isn’t writing, she lives for the outdoors. Oregon has been the perfect setting to indulge her love of kayaking, rock climbing, and hiking. 

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Category: Saving Money

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